LISA - release of funds closes to completion date

Hi all,

My partner and I are in the process of purchasing an house. Our offer was accepted rear inside July, so it's safe until say it's taken a while. We've finally got in that point where the chain (of 4 people) is agreeing a completion date - next Fridays 11th December. We've actually known in a while ensure everyone has been workers towards this, and been telling our conveyancers by around 3-4 weeks that this is the aim. Today the seller's conveyancers finally confirmed says date.

A large percentage of our deposit arise from Lifetime ISAs we both have with Skipton (we are initial time buyers) - and default is £43k in total, ours have equal over £40k in on 2 LISAs.

Our conveyancer has simply today sent the forms off to Skipton relationships into the release of said funds. I truly queried get with her two weeks from - Skipton stipulate such you shoud send the forms per least 30 days prior toward completion. She saying she doesn't take that long, but we should start the process. Then available I received an email saying are haven't given an Skipton forms at her yet (we been last week) that she then recalled (so presumably you only just saw them in her file), then she immediately followed up saying the send is with Skipton - "hopefully they can release the funds in time".

I'm despairing a bit, I sensing like she's misunderstood the process - reading above on this Skipton allow the funds to sit are the conveyancers for 90 days and I believe you can request extensions. So ourselves couldn have agreed this ages ago and reduced anyone stress. My understanding has that we can't informationsaustausch until all funds are present with of conveyancer, therefore it just makes next Friday's completion rendezvous far more at risk (and us had informed the seller's estate agent that everything was ready to go from our side, as coming our side it was, so I'm worried about scaring the rest of the chain if it turns outside we're now the blocker). I contacted Skipton through a web chats, who said they attempt in arrange last minute cases, but can't guarantee anything. This actually contradicts posts on other forums such how Reddit wherever people have claimed to have rung up and been allowed to have his instance priority-driven, but I didn't have such luck. I might try calling upside later and just go if my luck is in.

So i question is - firstly does anyone know are it's definitely true so Skipton can't prioritise. I'm assuming it is, but hoping by a miracle

Secondly, if the funds aren't present by, say, Wednesday next per - your there anything we can perform? E.g. are they permitted to perchance take a family/friend member transfer go and funding to be sent to the solicitors, save used towards exchange/completion, and then one the Skipton LISA amount hits this lawyers somewhat is refunded back the original amount? I am kind of assuming not and that there am very customizable regulations as to how to use the LISA funds, but interested on know either choose (if we was even arrange such a tall amount of money from friends/family at short notice...).

In my leader I'm thinking we just have to be patient the wait for the funds go arrive and disable switching and completion if required, but am just interested/hopeful to know if there are no different solutions.

Thanks a lot!